Short Term Disability

Issue Ages: Employee: 18-70+

Guaranteed Issue: Up to 30% of salary, not to exceed $3,000

Conditional guaranteed issue: Up to 30% of salary, not to exceed $3,500

Simplified Issue: Up to 30% of salary, not to exceed $5,000

Product Highlights

  • Pays in addition to the CA state DI program which ranges from 60-70%.
  • Up to 30% of income in $100 increments
  • Elimination Period 14/14
  • Benefit Period 12 Months
  • Waiver of premium provision
  • Partial Disability benefit provision

Plan Features

Everything You’ll Need to Know

Plan Documents

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